Table of Contents
1 Introduction
Welcome to SM Taya365, operated under the domain smtaya365.com. These Terms and Conditions ("Terms") govern your access to and use of the SM Taya365 platform, including all games, services, promotions, and features available on the website and any associated mobile interface.
By creating an account, logging in, or placing any bet on SM Taya365, you confirm that you have read, understood, and agreed to these Terms in full. If you do not agree with any part of these Terms, please do not use the platform.
SM Taya365 operates as a Philippine online casino and sports betting platform serving Filipino players. We are committed to providing a transparent, fair, and secure gaming environment in accordance with applicable Philippine laws and regulations.
Important: These Terms apply to all registered users of SM Taya365 regardless of whether you are accessing the platform via desktop, mobile browser, or any other device.
These Terms should be read alongside our Privacy Policy and our Responsible Gaming Policy, both of which form part of the agreement between you and SM Taya365.
2 Eligibility
To register and use the services of SM Taya365, you must meet all of the following requirements:
- You must be at least 21 years of age at the time of registration.
- You must be physically located within the Philippines or otherwise permitted by applicable law to use online gambling services.
- You must not be listed on any self-exclusion register or be subject to any court or regulatory order that prohibits your participation in gambling activities.
- You must not be a current employee, contractor, director, officer, or close family member of SM Taya365 or any affiliated company.
- You must have the legal capacity to enter into binding agreements under Philippine law.
Age Verification: SM Taya365 strictly enforces its 21+ policy. Any account found to have been registered by a person under the legal age will be immediately suspended and all winnings forfeited. We may request government-issued ID at any time to verify your age and identity.
SM Taya365 reserves the right to restrict access to residents of certain regions where online gambling is prohibited by local law. It is your responsibility to ensure that online gambling is legal in your jurisdiction before placing any bets.
3 Account Registration
Creating an account on SM Taya365 is free. You are required to provide accurate, complete, and up-to-date personal information during registration, including but not limited to your full legal name, date of birth, address, mobile number, and email address.
Each individual may only hold one (1) registered account on SM Taya365. Creating duplicate or multiple accounts is strictly prohibited and will result in all accounts being suspended and any associated balances being voided.
- You must provide a valid and active Philippine mobile number for verification purposes.
- Your account password must be kept confidential at all times. SM Taya365 will never ask for your password via email, SMS, or live chat.
- You are responsible for all activities that occur under your account, whether authorised by you or not.
- You must notify SM Taya365 immediately if you suspect any unauthorised access to your account.
- All information you provide must be kept current. You can update your profile details through your account settings or by contacting our support team.
SM Taya365 reserves the right to carry out Know Your Customer (KYC) verification at any point. This may include requesting a valid government-issued ID (such as a Philippine passport, driver's licence, SSS/GSIS ID, or PhilSys national ID), proof of address, and proof of payment method ownership.
Accounts that fail to complete KYC verification within the required timeframe may have their withdrawal requests placed on hold until verification is complete.
4 Deposits and Withdrawals
SM Taya365 supports a range of Filipino-friendly payment methods to make it easy and convenient for you to fund your account and cash out your winnings.
Accepted payment methods include:
- GCash and Maya (instant processing)
- GrabPay and Coins.ph
- InstaPay and PESONet bank transfers
- BDO, BPI, and UnionBank online banking
- Visa and Mastercard debit/credit cards
All transactions are processed in Philippine Peso (₱). Minimum deposit and withdrawal amounts are displayed within the cashier section of your account. SM Taya365 does not charge fees for standard deposits and withdrawals, though your bank or e-wallet provider may apply their own charges.
Withdrawal requests are generally processed within one (1) to three (3) business days, subject to completion of KYC verification. Withdrawals are only made to payment methods that are registered under the same name as the SM Taya365 account holder. Third-party payments are strictly not allowed.
Anti-Money Laundering: SM Taya365 complies with Philippine anti-money laundering regulations. Any suspicious transaction patterns may be reported to the appropriate authorities, and the associated account may be suspended pending investigation.
SM Taya365 reserves the right to request documentation proving the source of funds for large deposits or withdrawals. This is a standard regulatory requirement and not a reflection of any suspicion against the account holder.
5 Bonuses and Promotions
SM Taya365 offers various bonuses, promotions, and rewards programmes to both new and existing players. These may include welcome bonuses, deposit match bonuses, free spins, rebate offers, and seasonal promotions.
All bonuses offered by SM Taya365 are subject to specific terms and wagering requirements that will be outlined in each individual promotion's terms. By claiming any bonus, you agree to those specific terms in addition to these general Terms and Conditions.
- Each eligible player may claim a welcome bonus only once. Attempts to claim the same bonus multiple times using duplicate accounts will result in forfeiture of the bonus and any related winnings.
- Bonuses must be wagered the required number of times before any associated winnings can be withdrawn. Wagering requirements are clearly stated on each promotion page.
- SM Taya365 reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.
- Bonus funds are credited to a separate bonus wallet and cannot be withdrawn directly — only winnings generated from bonus play that exceed the wagering requirement may be withdrawn.
- Bonuses are intended for recreational use only and may not be used as part of a systematic strategy to guarantee profit.
If you have an active bonus in your account, a portion of each qualifying bet will contribute toward the wagering requirement. Contribution percentages vary by game type — check each promotion's terms for specifics.
6 Betting Rules
SM Taya365 offers a wide range of betting and gaming options including online slots, live casino table games, Sabong, Basketball Betting, Boxing Betting, Bingo, and general Sports Betting. Each game or betting category is governed by its own specific rules, which are displayed within the game interface or the relevant section of the website.
- All bets placed on SM Taya365 are final once confirmed. You cannot cancel or modify a bet after it has been accepted by the system.
- SM Taya365 uses certified random number generators (RNG) for applicable games to ensure fair and unbiased outcomes.
- Live casino games are streamed in real time from authorised studios. The outcome of live games is determined by the physical actions of real dealers and is not controlled by SM Taya365.
- In the event of a system error, network failure, or technical malfunction during a game or bet, SM Taya365 reserves the right to void the affected bet and return the stake to the player's account.
- Minimum and maximum bet limits apply to all games and may vary. These limits are displayed within each game interface.
- SM Taya365 reserves the right to limit or adjust the betting activity of any account at its sole discretion.
For sports betting, odds are subject to change up until the moment of bet confirmation. The odds displayed at the time your bet is accepted are the final odds that apply to your wager. Late bets on events that have already started may be voided at SM Taya365's discretion.
7 Prohibited Activities
To protect the integrity of the SM Taya365 platform and all its users, the following activities are strictly prohibited:
- Collusion: Coordinating with other players to manipulate the outcome of any game or betting event.
- Fraud: Using stolen, fraudulent, or unauthorised payment methods to fund your account.
- Bonus Abuse: Systematically exploiting bonuses or promotional offers in a manner not intended by SM Taya365.
- Software Exploits: Using automated bots, scripts, or software to gain an unfair advantage in any game or betting market.
- Multiple Accounts: Registering more than one account to circumvent limits, claim bonuses multiple times, or evade restrictions.
- Money Laundering: Using SM Taya365's platform to process or conceal proceeds from illegal activities.
- Underage Gambling: Allowing any person under the legal gambling age to access or use your SM Taya365 account.
- Chargebacks: Initiating fraudulent chargebacks on deposits made to SM Taya365.
Any account found to be engaged in prohibited activities will be immediately suspended. All balances and winnings associated with the account will be forfeited, and the matter may be referred to Philippine law enforcement authorities.
8 Responsible Gaming
SM Taya365 is firmly committed to promoting responsible gaming. We believe that online gaming should always be a fun and entertaining activity — not a source of financial hardship or personal distress.
We provide the following tools to help you manage your gaming activity responsibly:
- Deposit Limits: Set daily, weekly, or monthly limits on the amount you can deposit into your account.
- Loss Limits: Define the maximum amount you are willing to lose within a set time period.
- Session Time Limits: Receive notifications or automatic logouts after a set amount of gaming time.
- Self-Exclusion: Temporarily or permanently exclude yourself from accessing SM Taya365.
- Reality Checks: Receive periodic reminders of how long you have been playing and how much you have wagered.
If you feel that your gaming habits are becoming a problem, we strongly encourage you to use these tools or reach out to our support team. You may also seek professional help from licensed gambling counsellors in the Philippines. More details are available on our Responsible Gaming page.
Remember: SM Taya365 is for adults aged 21 and above. Never chase losses. Set limits before you play, and stick to them. Gaming is most enjoyable when it remains within your means.
9 Intellectual Property
All content on the SM Taya365 platform — including but not limited to the website design, logos, graphics, text, game software, interfaces, and any other materials — is the exclusive intellectual property of SM Taya365 or its licensed content providers.
- You may not copy, reproduce, modify, distribute, transmit, display, or create derivative works based on any SM Taya365 content without prior written permission.
- Game software and content made available through the SM Taya365 platform is licensed for personal, non-commercial use only.
- The SM Taya365 name, logo, and associated trademarks may not be used without written authorisation from SM Taya365 management.
Any unauthorised use of SM Taya365 intellectual property may result in legal action under applicable Philippine intellectual property laws.
10 Privacy and Data
SM Taya365 collects and processes personal data in accordance with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173). By using our platform, you consent to the collection, use, and processing of your personal information as described in our Privacy Policy.
We collect personal data for purposes including account management, identity verification, fraud prevention, regulatory compliance, and improving our services. We do not sell your personal data to third parties. Your data is stored securely using industry-standard encryption.
For a detailed explanation of how SM Taya365 handles your personal information, your rights as a data subject, and how to exercise those rights, please read our full Privacy Policy.
11 Limitation of Liability
SM Taya365 shall not be liable for any loss or damage arising from:
- Interruption, suspension, or termination of the platform due to technical issues, maintenance, or circumstances beyond our control.
- Any loss of data, profits, or revenue resulting from your use of or inability to use the SM Taya365 platform.
- Errors in game outcomes caused by technical malfunctions, provided that affected bets are voided and stakes returned.
- Unauthorised access to your account resulting from your failure to keep your login credentials secure.
- Actions taken by third parties that affect your use of the platform.
SM Taya365's total liability to you for any claim arising from your use of the platform shall not exceed the total amount deposited by you in the twelve (12) months preceding the event giving rise to the claim.
The SM Taya365 platform is provided on an "as-is" and "as-available" basis. While we make every effort to ensure a seamless gaming experience, we do not guarantee uninterrupted or error-free service.
12 Amendments to Terms
SM Taya365 reserves the right to update, modify, or replace any part of these Terms and Conditions at any time. When material changes are made, we will notify registered users via email or through a prominent notice on the platform.
Your continued use of SM Taya365 after any changes to these Terms constitutes your acceptance of the updated Terms. If you do not agree with the revised Terms, you should stop using the platform and close your account.
We encourage you to review these Terms periodically to stay informed of any updates. The "Last Updated" date at the top of this page reflects the date of the most recent revision.
13 Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising out of or in connection with these Terms that cannot be resolved amicably shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.
14 Contact Us
If you have any questions, concerns, or feedback regarding these Terms and Conditions, our team is here to help. You can reach SM Taya365 through the following channels:
- Email: support@smtaya365.com
- Live Chat: Available 24/7 through the chat widget on our website
- FAQ: Visit our FAQ page for answers to common questions
Our support team speaks Filipino and English and is available around the clock to assist you. We aim to respond to all email inquiries within 24 hours on business days.
For account-specific concerns such as withdrawals, verification, or account suspension, please have your registered email address and account ID ready when contacting us. This helps us resolve your issue faster.